Bonus Categories

All Categories

Airfare

Dining

Gas

Computer Hardware

Cloud Services

Software

Online Advertising

Shipping

Dynamic bonus category selection: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month, on up to $150,000 in total annual spend in these two categories.

Card Features

Fraud Protection

No Foreign Transaction Fee

Roadside Assistance

Lost Luggage Coverage

Travel Assistance

Travel Accident Insurance

The Hotel Collection from American Express

Extended Warranty

Return Protection

Car Rental Coverage

Purchase Protection

Apple Pay

Android Pay

Event Ticket Pre-Sale Access

The Welcome Offer

Earn 35,000 Membership Rewards points when you spend $5,000 in the first 3 months.

Get These Perks

Up to 1 year free on subscriptions to G Suite Basic (up to 3 users) and ZipRecruiter Standard
25% Airline Bonus - get 25% points back when redeeming Membership Rewards® on Amextravel.com (max 250,000 points back annually)
Terms apply; view rates and fees

Pros & Cons

No pre-set spending limit

4x in 2 categories

No foreign transaction fee

$100 credit and room upgrade on arrival with The Hotel Collection

$295 annual fee

What You'll PayMore fee details

Annual Fee: $295
Foreign Transaction Fees: 0.00%

Recommended Credit

Good - Very Good - Exceptional

CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...

Keeping track of bonus categories got you down? That's no longer an issue with this card, as your 4x categories are automatically chosen based on where your business spends the most.

The Bottom Line

This card is a smart choice for businesses making large business purchases in specific categories. For even more travel rewards, we recommend The Business Platinum Card from American Express OPEN

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American Express® Business Gold Card