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1.5x

Early Payment

The Welcome Offer

This card does not have a welcome offer 🙁

Get These Perks

Terms apply; view rates and fees

Pros & Cons

Annual fee waived 1st year

Spending limit the grows with your business

1.5% Pay Early Discount

Extra Days to Pay

Choose Your Billing Cycle

No foreign transaction fee

$250 annual fee

Balance due every month

What You'll PayMore fee details

Annual Fee: $0 the first year, $250 after that
Foreign Transaction Fees: 0.00%

Recommended Credit

CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...

This charge card offers small business owners flexible payment options.

Review of the The Plum Card® from American Express OPEN

While you have to pay your balance in full each month, the flexible payment options of the The Plum Card® from American Express OPEN can be extremely valuable for small businesses. This card is especially flexible because it offers a 1.5% Early Pay Discount, up to 60 days to pay with no interest, a spending limit that can grow with your business, and the option of choosing your billing cycle.

The Bottom Line

This would be a good card for seasonal businesses or businesses desiring flexible payment options. For business desiring greater travel rewards, American Express also has other business charge cards we recommend looking at: The Business Gold Card® and The Business Platinum Card®.

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The Plum Card® from American Express OPEN