The Sign-Up Bonus

Earn $150 Cash Back when you spend $500 within the first 90 days

Get These Perks

10% customer bonus for redeeming cash back into a Bank of America or eligible Merrill Lynch account
Pay no annual fee on this card
0.00% Intro APR for 12 months

Pros & Cons

No annual fee

0% intro APR for 12 months

10% customer bonus for redeeming cash back into your Bank of America® or eligible Merrill Lynch account

Free monthly FICO® Score access

Eligible for Preferred Rewards program

Categories awarded multiplied points only up to $2,500 in combined quarterly spend in those categories

3% foreign transaction fee

What You'll PayMore fee details

Annual Fee: No annual fee
Foreign Transaction Fees: 3.00%

Recommended Credit

CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...

This no annual fee card is best for Bank of America account holders looking to earn cash back on grocery, wholesale club, and gas purchases.

Review of the Bank of America Cash Rewards Credit Card

This no annual fee card offers 3% cash back on gas, 2% cash back on groceries and wholesale clubs, and 1% cash back on everything else. It also offers a $150 online bonus after you spend $500 within the first 90 days and an ongoing 10% customer bonus for redeeming cash back into a Bank of America® or eligible Merrill Lynch account.

The Bottom Line

This is a no-frills card for earning cash back on popular spending categories, but if your category purchases exceed $2,500 per quarter another card would offer greater rewards.

Similar Cards

Citi® Double Cash Card

Dan's Rating: 4.0 / 5 Add Your Review

Blue Cash Everyday® Card from American Express

Dan's Rating: 3.8 / 5 Add Your Review

Discover it® Chrome

Dan's Rating: 3.6 / 5 Add Your Review

Reviews by the CreditCardRewards.com staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with CreditCardRewards.com in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the CreditCardRewards.com site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Cardholder Reviews

Do you have the Bank of America Cash Rewards Credit Card? Write a review of your experiences with the card and help other rewards enthusiasts!

WRITE A REVIEW

Overall rating of the card:

Add a Title for your review:

Your review:

How to write a great review

How would you rate the following: (optional)

Rewards

Ease of Reward Redemption

Customer Service

Perks & Features

Thanks for writing your review!

Our moderators will review your posting and display it on the site if its content is within our review guidelines.

Ask the Pros

Questions about this card? Submit your question below and the CreditCardRewards.com team will respond with our expert advice!

ASK A QUESTION

What do you want to know?

Thanks for asking a question!

Our team of points experts will answer your questions shortly — be sure to bookmark this page and check back for your answer!

Bank of America Cash Rewards Credit Card

Bonus Categories

Card Features